Our first mortgage was wonderful and was willing to work with us, try, and help as much as they could. If they get another appraiser they have to pay $300 again and they will be out that money. Ditech again would not work with our realtor's ditech credit card offers that were submitted. Reports on the growth opportunities for some home lenders despite the recent rise in credit card loan delinquencies. Around 12/15 I received a demand letter for payment.

The response is, you lose your $300 appraisal fee. Days ago get fast cash advance today payday loans debt loans payday loans in memphis. Each time a cardholder accumulates 2,500 points, they qualify for a $25 reduction of principal on their mortgage with ditech.com.

If one of these agents had done their job competently, this refinance would have been completed months ago. They keep asking for so much money that there is no way that a buyer can pay for it. Then he told me I would have to start all over again.

The bottom line is, they don't have the money and are in breach of their contract with me. She said because they have already paid me and need me to do it. Now they have decided on their own to pay the taxes and have increased my payment well beyond what is needed to do this.

Providing property management services homes for rent by owner in desoto county ms to real estate investors in desoto and. Guess what Ditech, you lose all the time; energy and money that went in the entire process from 9/3/2009 until today. So time has gone on and the whole we are busy routine has kept up.

It is now April 24, and I had to call to get the amount due for March and April. And it's our ability to apply knowledge that tells us it's not a good idea to stick a fork in a light socket. This is in response to all the Ditech complaints.

Before you choose a credit card ditech quote would ditech loan wise ditech home. GMAC owns Ditech and GM sold GMAC a few years ago. They are forcing us to end up filing bankruptcy to even have a chance of a normal life again. We now have to contact a different company and start the refinance process all over again. Download the stock purchase calculator app now to your kindle fire or other.

I decided to refinance with Bank of America and canceled my application, and Ditech charged $500 to my BoA credit card. I have income and money in a retirement account and equity in my home - but still I am in this position due to Ditech. Paper were mailed to me and I did what they told me.

Question what is the industry standard employee turnover rate for bank. I received an application and filled out forms, and made the mistake of giving my Bank of America credit card number to David Thai. I am unable to do so as a reult of DiTech's illegal freezing of my credit line. There is no way that we can even salvage any type of agreement with them. And they know that if we offer competitive home mortgages and smart financial solutions, together, we can make the most of our smart.

The appraiser and I had a nice little chat. I was set up for a 30yr fixed loan at 632.00 a month and 744.00 with and escrow acct for taxes and insurance. I asked for and could not get a last name for Val, a direct contact number or method to contact her directly. After 1 week I called to see if he had received them. Launch of television and radio advertising campaign by Irvine, California-based DiTech Funding; History of the failure of the 125 home loans business or secondary mortgages; Interest rates. My plan was to use this home equity line to purchase foreclosure or other distressed properties, or to improve a rental property I currently own.

Bills are not posted on time, and ditech credit card I am being charged late charges. I am going to be out 1386 to pay fed tax and state will be 290 and then school district will be 2.9% of my gross. Well it is now 12/23/2009 and I haven't closed. My boyfriend is disabled and the stress of this is causing ditech credit card him a lot of stress which makes his condition worse.

I ve met too many people that intended too long until payday to secure a payday loan as an not too. So [they] made nothing off 3 months of working to refi my house. Reports on DiTech Funding's signing of a lease to occupy space at the Two Town Center in Costa Mesa, California. It is now getting cold and my front wall is currently plywood and plastic because they have held onto my insurance money. So I said if we close in 2009 I can writeoff the closings and it will be a wash when I do my taxes.

Do we not live in America where I ditech credit card am free to contact who I choose. I bet they are hired out of the USA cause they need to take all of our jobs from the American people. Ditech sent me a letter saying it was due to generally declining home values in my area and had nothing to do with anything wrong that I had done. I resent the comps and asked for a confirmation that he had received them.

This is obviously a pattern and ripe for a class action suit. This has created a financial hardship on me when Ditech could have simply responded and let me know they were incapable of servicing the loan. My tenant moved in after 42 days and I am now stuck living in a hotel waiting for these people to close on the property.

We had a very hard time getting in touch with our agent. The gentleman told me that the loan mod papers that I send in was not the ones approved by Obama and that they sent me the right one. I called Ditech to ask them why did I receive another packet.

They were supposed to mail an installment ditech credit card of 10,000 which has not been received. I am disabled and have lived in this house for 34 years and have never had a late payment. I am force to start the refinance process over with another company and due to the increased interest rates, this will cost me in excess of $30,000 over the next 30 years. Meanwhile I have had 2 appraisals and Ditech's deal is that if you stop the process you pay for the appraisals which is arond $500.00 I am to the point where I think I have to lose thew $500 and go to another company.

I applied for morgage modification, which i was told when appling if i didn't like it i didn't have to change. I am sending my story to all news blogs and organizations I can possibly find to alert America not to ever do business with Ditech. You would think they would be willing to take something rather than nothing if it goes to foreclosure.

They are in financial jeopardy and don't have the money. Citiassist private student loans. You can see their website and what they own by going to cerberuscapital.com I hear complaints time and time again about how could GM do this and they are corrupt. I am unable to take advantage of business opportunities in this economy. I always use my PA refund to pay the school district tax but with no closing this year I will have to pay Fed, State and school.

They told me that it wasn't in effect yet but he would put a request to find out why. They made it up as an excuse to freeze the account. I called to find out why I still owe 11.58 I got nowhere and no supervisor to speak to. I did received disability ditech credit card of $1660 a month. With the Ditech.com Equity Rewards MasterCard credit card, your money works smarter, said Richard Powers, general manager of Ditech.com. Wells fargo home mortgage loans.

It has now been almost 45 days and we still have yet to close. Due to their delay I have been living in my home with no kitchen. Ditech has another way of getting interest and late payments. Next problem, DiTech could not find any comps in our area.

DITECH (Company); CREDIT cards; POWERS, Richard D.; PAYMENT; MORTGAGE loans. Company Response Welcome If complaints about your company appear on our site, we welcome your response. The company said it doesn't look professional. I am currently working with my bank to refuse the charges but in all likelihood, will have to eat them. Consumers want an alternative to the traditional ditech credit card credit card reward programs. But because the value of the home had dropped, we had to offer a short sale option.

I refused to pay for this but wanted the credit line reopened, and sent a letter to DiTech offering for them to pay for the appraisal, but of course they refused. Thus, they lied, as my income was never the issue. Just filled out an on-line application ditech credit card with Ditech to refinance my home. I called to find out why I would get this since I completed everything that was asked of me and the person I spoke with told me to disguard it because it take a few weeks for my paper work to be processed.

They know what's best for them and their family. I'v tried to pay off my acct for 2 months, everytime I call to get, the payoff amount they let me know it the total was 35,732.75 I sent a chec for that amount. Besides, the circumstances show that it wasn't about my credit score or payment history or income. Blah Blah but GM doesn't own GMAC or Ditech. Space requirements of the firm; DiTech's performance in the American mortgage lending market; Owners of the property. I asked them when I called to find out about the status of the paperwork why no one told me about the wrong paperwork.

So they sent me on a wild goose chase for nothing. I missed one house payment and my papers say I have to miss 3 before foreclosure but they were going into bankruptcy and put me into foreclosure even my credit report shows I missed one house payment. We have been through 3 different agents while going through this useless process. They begin foreclosure proceedings early and often.

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Implications of the 15-year peak in delinquency rates; Credit status of the subprime borrowers created by the high card delinquencies; Response of home equity lenders to consumer. So since I am into 2010 with a close why not go with a company that is competent and I already have a history with and trust. I eventually threatened to cancel the entire refinance activity. Since November 2009, I have heard nothing from Ditech. I even said I will call local appraisers and see if someone can come out and make the appointment and then tell you guys so you can set up payment. Believe me, I have contacted them and gone round and round.

Upon the appraisal by Ditech, I was told that my loan could not be finalized until multiple repairs were made to the home, such as the replacement of light fixtures and air vents that were missing during the appraisal inspection.

So they put the appraisal on hold in the computer. I have been with Ditech for about 11 years. I was also told that my account was current, and that I just needed to resume our original monthly payment amount and schedule. I waited until May and called Ditech to find out the status of the loan.

Ditech told me they had to send the loan modification papers to my attorney because of the bankruptcy.

If it was about the credit score, which they already had since they used it to freeze my account, then why did they ask me to verify my income. Why would I want to get into a bigger mess and refi to a higher loan rate. We ended up listing our home with a realtor to try and sell the home. This means after doing my prelim calculations for Fed return, I will have to pay 1386 to the Feds. My home equity credit line of $200,000 (which I had not yet used and had paid the annual fee for since 2006) was completely frozen.

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Save yourself time, dont do business with Ditech. Ditech sent the information for subordination of my loan to the incorrect bank that held my first and second mortgage thus, delaying the process. The appraisal was done in Sep and you are just now discovering this. All these politicians get up and make speeches but nothing really changes.

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Then ten days before the paperwork was to be filed, they were able to send me twice, certified mail that I only had ten days left to get my paperwork in. No one really wants to pay their home loan off over 30 years, but when things are tight its good to have your. Or fry bacon in the nude for that matter. ConsumerAffairs.com makes no representation as to the accuracy of the information herein provided and assumes no liability for any damages or loss arising from the use thereof.

Well, as per HUD, I had no access to the home to make the repairs myself, and HUD was not going to make them because again, its as-is sale. Anyway, in order to survive I need as much unemployment cash as possible.

Well my husband was laid off from GM, the reason we went with Ditech in the first place and 10/1/2009 we had to start over under me. I have not come to the point where I hate Ditech and this is the first time doing business with them and will be the last. I wont ever deal with them or her again.